According to the Statista Research Institute, the global value of exchange-traded fund assets at the end of 2020 was $7.74 trillion. North America had the largest ETF industry at $5.6 trillion, Europe had $1.3 trillion, and Asia Pacific had $0.69 trillion. Because most ETFs are index funds, they have low cost ratios because they are not actively managed. An index fund is significantly easier to manage since it does not need securities selection and may be carried out largely by computer. Furthermore, unlike mutual funds, ETFs do not need to buy and sell assets to accommodate shareholder purchases and redemptions, therefore an ETF does not need to have a cash reserve for redemptions and saves on brokerage fees. ETFs have exceptionally cheap marketing, distribution, and accounting costs. With a market capitalization of around $327 billion as of October 2020, the SPDR S&P 500 ETF Trust was the most valuable ETF globally. ETFs are commonly traded on exchanges and are popular with youthful investors. The overall market capitalization of all cryptocurrencies was around $300 billion at the start of 2020. There are currently over 8500 cryptocurrencies in circulation, with a combined market valuation of more than $1.5 trillion. This figure is growing on a daily basis. Ceresion will be ideally positioned to grab a significant portion of these businesses, bringing the benefits of decentralization to traditional banking.